This is a group for anyone in a financial mess, perhaps you are going through bankruptcy, have already filed chapter 7, 11 or 13 and want to share tips.

If you have experienced wage garnishment or trying to get someone's wages for child support . . .

This is a group for anyone in a financial mess, perhaps you are going through bankruptcy, have already filed chapter 7, 11 or 13 and want to share tips.

If you have experienced wage garnishment or trying to get someone's wages for child support enforcement, or the person who is struggling to meet child support payments, have an liens against your property, get hassled by collection agencies, in a foreclosure, have a low FICO score or doing a debt consolidation plan.

Whatever the issue - join this group to share your financial woes, get answers to the process of filing for bankruptcy and what to expect, which collection agencies are the worse, where to get free online advice on credit issues, which credit card company has the best interest rate and much more.

I filed for bankruptcy in August of 2004 with the chargeoff in Dec of 2004. No one tells you the amount of mail and offers you will get for car loans, dozens each week.

I now have a few credit cards and have obtained my FICO score. There are books and software on the market that can help guide consumers into getting back on track with their finances.

Come and share your experiences here.